Retiree Benefits Guide — Pre-Medicare

Your Dow pre-Medicare benefits

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Your Dow benefits are here for you. Invest in what matters most and will best meet your needs. They're your benefits and your choices — start by being in the know, then make informed decisions when you enroll and throughout the year.

2026 Annual Enrollment: November 3 - 20, 2025

Be in the know

Learn about your options and what’s new for this year.

Make your choices

Choose what's best for you through the Dow U.S. Benefits Site.

Use benefits wisely

Make the most of your benefits throughout the year.

Check out helpful resources you can use.

Find additional details, understand the tools available and learn how to get connected and stay up to date on news and events.

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